Monday, November 25, 2019

Free Essays on CIMECT Case Study

1. Discuss Pam Kincaid’s primary structural issues in the CIMECT Project. Based on the structural issues you identified, make a set of recommendations for a course of action that she might pursue to alleviate the structural issues. Many structural issues within the CIMECT Project currently threaten the success of the project and require the attention of Pam Kincaid, the project manager. At the annual board meeting, company president Jerry Jenkins identified several issues that directly affect the CIMECT project. Mr. Jenkins’ address clearly stated that the priority of research and development efforts would be â€Å"maintaining the existing Market share for aircraft controls and increasing the market share and products for military aircraft controls.† Also, the focus of new product development would be the Pythagoras project, which has the potential of resulting in a $2.2 Billion contract over 3-5 years. Both of these statements are significant to Pam Kincaid because both areas impact her project and have the potential to limit resources she needs to complete CIMECT. This threat has been further identified by memorandums she received from Reliability Engineering and Manufacturing Engineering which both stated Pythagoras threatens their ability to complete work on CIMECT. More importantly, the CIMECT project does not directly contribute to any of the strategic focus areas identified by Mr. Jenkins and will likely suffer as a result. The company has recently restructured to a matrix arrangement in order to meet upcoming challenges. The goal of the change was to enable â€Å"functional divisions to maintain and integrate essential skills to be available to projects.† It is clear that the changes have not been effectively implemented based on the interactions within the CIMECT project. Both the company focus issue and organizational restructuring issue have been generated external to the project; however, both have the ability to sig... Free Essays on CIMECT Case Study Free Essays on CIMECT Case Study 1. Discuss Pam Kincaid’s primary structural issues in the CIMECT Project. Based on the structural issues you identified, make a set of recommendations for a course of action that she might pursue to alleviate the structural issues. Many structural issues within the CIMECT Project currently threaten the success of the project and require the attention of Pam Kincaid, the project manager. At the annual board meeting, company president Jerry Jenkins identified several issues that directly affect the CIMECT project. Mr. Jenkins’ address clearly stated that the priority of research and development efforts would be â€Å"maintaining the existing Market share for aircraft controls and increasing the market share and products for military aircraft controls.† Also, the focus of new product development would be the Pythagoras project, which has the potential of resulting in a $2.2 Billion contract over 3-5 years. Both of these statements are significant to Pam Kincaid because both areas impact her project and have the potential to limit resources she needs to complete CIMECT. This threat has been further identified by memorandums she received from Reliability Engineering and Manufacturing Engineering which both stated Pythagoras threatens their ability to complete work on CIMECT. More importantly, the CIMECT project does not directly contribute to any of the strategic focus areas identified by Mr. Jenkins and will likely suffer as a result. The company has recently restructured to a matrix arrangement in order to meet upcoming challenges. The goal of the change was to enable â€Å"functional divisions to maintain and integrate essential skills to be available to projects.† It is clear that the changes have not been effectively implemented based on the interactions within the CIMECT project. Both the company focus issue and organizational restructuring issue have been generated external to the project; however, both have the ability to sig...

Friday, November 22, 2019

Analyzing The Roles Of Teachers And Supervisors In Curricular And Essay

Analyzing The Roles Of Teachers And Supervisors In Curricular And Instructional Change And Improvement - Essay Example Teachers and supervisors are inevitable part in the learning process of the contemporary educational system and they play a fundamental role in the progress and improvement of the curricular and instructional strategy. As the teachers play the most fundamental part in the curricular and instructional activity of teaching, they can act as one of the primary sources in supervisors in curricular and instructional change and improvement. In a profound understanding of the nature and processes of teacher accountability in schools, the relevance of the role of teachers and supervisors in curricular and instructional change and improvement becomes palpable. Teachers and supervisors are responsible for the overall development of the students through their instructional strategy and the curriculum and the teachers also have several other management functions in the classroom setting. Through their acts of mentoring and instructions, the teachers carry out some of the most essential management responsibilities. Therefore, there is vital significance for staff development programs which can result in improved teaching, instructional strategy and curriculum. As the staff development programs are hierarchical, the ideas to improve the curriculum are imposed from far above. "From the apex of school organization to the classroom teachers then is emphasized in making changes in curriculum. Change in the curriculum does not necessarily represent reform. If reform is evident in a changed curriculum, students are attaining objectives effectively and developing quality attitudes toward school." (Ediger, 1993, p 81). Therefore, the role of the teachers as well as the supervisors in the curricular and instructional change and improvement has been generally acknowledged and it is essential to give due recognition of their role in the improvement of educational process as well as to adopt strategies to encourage the participation of the teachers and supervisors in the curricular and i nstructional change and improvement. In a reflective investigation of the nature and processes of teacher accountability in a school, it becomes lucid that teachers are the primary factors influencing the affective dimension of curriculum improvement and the various examples of mentoring prove that teachers can carry some management responsibility. The teachers have an important role in stressing the quality attitudes of the students and they often make use of the strategies of mentoring in order to improve the affective dimension of curriculum. It is essential for a decision-making model in the curriculum improvement that all teachers actively take part in staff development. "Each teacher needs to be an active participant rather than a passive being in curriculum improvement. With active participation in decisions made to improve the curriculum, feelings of belonging should be an inherent result. Feelings of being significant and valued are desired by all in school and in society Quality improvements in the curriculum do not come about with a lack of feelings of belonging to a cohesive set of teachers." (Ediger, 1993, p 81). Therefore, the most essential fact in the improvement of the curriculum and instructional strategy within a school is the coordinated efforts by the teachers and supervisors who can influence the curricular and instructional change and improvement. There are several contexts in which teachers are required to perform curricular tasks and they perform different kinds of curricular activities. "Teachers make curricular choices, and they adopt and mold existing curriculum materials to their specific teaching situations. Sometimes teachers are involved in the construction of their own curriculum, but mostly they are engaged in the implementation of the curriculum materials which were developed outside the schools in which they teach." (Ben-Peretz, 1990, p 33).

Wednesday, November 20, 2019

Approaches to Research Essay Example | Topics and Well Written Essays - 2500 words

Approaches to Research - Essay Example But the challenge to food processors is really conducting what is called the byproduct development work. To this end there is no clear delineation that exists which describes main components for an effective byproduct development program. This proposal looks at the best strategic methodology that could assist in filling this void. It looks into ways of quantifying, identifying, developing, characterizing, optimizing, analyzing and modeling the waste stream of interest (Dalzell, 2000). The approach to byproduct development gives an inclusive strategy that can be used to more effectively manage industrial food waste. Remember that this methodology is not only applicable to food processing operations, but any industrial or manufacturing firm could benefit from instituting the formal components to be recommended. Hence if the various methodologies are implemented by manufacturers, this would increase the probability of meeting the goals of industrial ecology which are the developing and operating sustainable systems. Justification It will be realized that cost cutting programs in the industry rely heavily on lowering labor costs but, any major category of spending provides an opportunities for cost savings in industry. One of the areas that are over-looked is the area waste management. It is a common knowledge that Waste removal costs are always rising landfills all across the world are nearing the end of their lifespan. Again take note that recycling is getting more complicated and expensive and note forgetting the rising fuel costs which aren't borne by the waste haulers but which are simply passed on to the customers (Dalzell, 2000). Universally there exist many different waste management solutions available for the food manufacturing industry but it is not good to wait for the waste hauling companies to discuss them because these commercial waste hauling and recycling firms have a direct financial disincentive towards assisting food manufacturers to reduce the volume of waste and the costs associated to disposal. Remember that waste disposal is at times seen as an uncomplicated process in that workers collect and sort trash from recycling and then run loads to the dumpster several number of times per day or shift. This waste is collected by a contracted waste hauler at scheduled times and hours. But, industry owners, maintenance, directors managers and operations personnel have knowledge. Hence according to them waste management can be a major nuisance which poses issues that impact on efficiency, safety, floor space available, and also employee morale when excess waste accumulates. Furthermore, the production demands keep on varying while pick up charges remain the constant whether the dumpster is full or not. Take note that research indicates that up to 80% of a full dumpster is air space which means that 80 cents of each dollar that is spent on waste collecting services is literally thrown away. However, there are ways to improve waste handling in the food manufacturing industry to the extent that it not only leads to reduced costs but also enhances operations. Those responsible for making the waste process more efficient and cost effective are familiar with the various options that have been available for the past few

Monday, November 18, 2019

Haematology Essay Example | Topics and Well Written Essays - 1000 words

Haematology - Essay Example The subsequent decrease and increases in the blood components and processes as given by the test would have resulted to the illness condition of the patient. The patient reacted to several tests that can be explained as: the test of RBCs which denotes the Red Blood cells found that it existed at a ratio of 2.82x1012/L; this meant that the volume of Red Blood cells per liter of blood was lower than the expected and normal range for a normal individual at 3.8-5.8x1012/L. This meant that the volume of RBCs in the patient blood was already reduced by a certain percentage below the norm. This can be attributed to a reduced ability of the bone marrow to produce the Red Blood Cells. The inability of Red Blood Cell production by the bone marrow can be assumed to have resulted from the effects of cancer (Korde, et al., 2011). The normal hemoglobin mass in each deciliter of blood should be at 11.5-16.5g/dl but the test on the patient blood test revealed a lower level of 7.6g/dl thereby showing a reduced mass of hemoglobin that gives the blood its color. The concentration is below the normal range thus depicting that this patient was suffering from anemia. The HCT test revealed a lower volume in relation to the blood volume at 0.239L/L down from the normal level at 0.37-0.47L/L.This reduction would lead to an individual contracting a disease under such conditions. The MCV test gave a result of 84fL which is a visible drop from the normal expected range in normal individuals at 80-96fL. The MCH test also showed a drop from 27-32pg to 26.9pg which would have caused discomfort in the individual. MCHC test gave a result of 31.8g/dl which was different from the normal range lying at 32-36g/dl (University of Massachusetts Amherst, 2009). The patient before undergoing laboratory examinations was appearing fatigued, weight loss and increasingly severe back pains. Fatigue in the patient must have resulted from her condition of having less hemoglobin or rather low hemoglobin conten t in the blood cells. Hemoglobin is obviously responsible for the transport of oxygen in the blood keeping the body and cells fresh and active. Low levels of hemoglobin will therefore mean that the blood circulated within the body will be carrying less oxygen in it, active body muscles are then become deprived of sufficient oxygen for respiration and low energy supply to the cells resulting to fatigue and extreme tiredness. The low volumes of red blood cells in the body blood also result to tiredness (Hematology, 2009). The pale appearance was a result of low hemoglobin level in the blood. This condition might have resulted from iron deficiency since iron is responsible for the production of hemoglobin, which can also be linked to situations of inability of the body to absorb certain vitamins which help in hemoglobin production. The patient began treatment with a therapy of melphalan and thalidomide together with radiotherapy support for bone pain. This is a combined treatment that has largely been used in patients diagnosed with myeloma. Myeloma is also known as hematologic cancer which in other words refers to the cancer of blood and represents about 1% of all cancers in the white individuals and 2% of all cancers in black individuals. Myeloma has been greatly linked to the reduction in immune systems though no imminent cause has been identified to date and those susceptible to the disease are the aging

Saturday, November 16, 2019

The Changing Nature Of The Family Sociology Essay

The Changing Nature Of The Family Sociology Essay In virtually all cultures, the family is considered the basic societal unit, however the nature of the typical family has changed over the decades. Families are no longer comprised of the same number of individuals as they used to be and it is thought that this is due to the impact of contemporary social forces upon individuals and their consequential effect on family structure. There are a number of different psychoanalytic hypotheses which address the possible causes of this change in family nature however it appears that all of these hypotheses emphasize the effects of social factors upon individuation and autonomy. The literature seems to hold several propositions for change in the family dynamic and nature. Schmidt has explored this changing nature in relation to adolescence in a totalitarian society; Chasseguet-Smirgel described a heightened and pathological self-sufficiency which can be related to the breakdown of family structure; and Chodorow considered the difficulty that w omen encountered, in a society where many choices were open to them, in consolidating a generative maternal identity freed from impingement by early relationships with mother and siblings.  [1]   Chasseguet-Smirgel was of the opinion that drug and alcohol addiction, eating disorders and certain kinds of sexual conduct could all be classified as behavioral changes which have enabled individuals to become more independent in nature and as such, have led individuals to have the ability to do without family members through an acquisition of control over their own lives in another sense. In a study conducted by Chasseguet-Smirgel, a description of two male patients, of which both were alcoholics, was described. These mens dependency on alcohol had replaced come about as a substituted for the nurturance, which they had not received in childhood. Patients with eating disorders were also described and these were seen as a representation of a refusal to enter the biological order of female development. It has been suggested that for an anorexic woman, restriction of food intake could be seen to represent a triumph over the need for the food whereas for bulimic individuals, binging and purging re-enactment of a self-sufficient cycle whereby ingested food was felt to represent the bulimics own faeces. From this point of view, sexuality could be viewed upon as a process which involved a dehumanisation of the object as a defense against intimacy, dependency and loss and as a consequence of this view point, all individuals with such mindsets, as described, would be all likely to have multiple partners and in some cases, multiple children. Thus, this would ultimately led to a large change in the dynamics of these families which would be the result of the multiple partners, as one male could not possibly reside in a home, which would encompass the traditional family household: one male, one female and two children.  [1]   Thus, this hypothesis of the changing nature of the family highlights the effect that pathological disorders, which have come about as part of contemporary society, have had on the family structure and nature. This has been thought to have been brought about via the development of technology which has enabled individuals to gain more control over their body and their image, so that they have been set free from the powers of nature, leading one to believe that anything is possible and most likely would have brought with it the feeling of ill-contentment with other elements of ones life,  [2]  such as their possible spouse or family, leading to a disruption of a likely family home and the formation of more single-parent families or multiple partners. (Wood et al, 2000) The blurring of parental roles and the breakdown of paternal function can also be viewed as another change in the nature of the family.  [3]  Father no longer fill the same paternal role which would have traditionally been seen and thus, this could be seen that children are no longer disciplined as fully as they might have been in the past. Chodorow explored the interplay of cultural forces, which have lead to the failure of some contemporary women to wish to conceive children. In the literature, According to Lafarge11, Chodorow mentioned three beliefs which were supported by contemporary culture and where thought to reinforce and mask womens unconscious ambivalence towards motherhood. These were the idea that motherhood and professional life were in- compatible; the sense that the women s own mothers had been trapped and passive and that they themselves should only become mothers if they could negotiate entirely different and egalitarian partnerships with men. Finally, the concept of remaining youthful led to a disavowal of natural ageing processes and declining fertility. Thus, these The cultural themes could be seen to be pivotal in the fact that a number of women no longer have children, and as such, the family home would have comprised of a male and a female without any children or of no companion at all, and inste ad, simply a male or female living alone. Within modern day society, the passage of time, and the fact that women are more likely to have careers and thus have children later on in their life, changed the family dynamic and nature in itself. Furthermore, the unconscious denial of the passage of time can be seen to act to enable individuals to miss the time to have children and thus not have any children or, indeed have children very late on in their lives, which ultimately would lead to a lower number of children being born to one couple, reducing the number or the traditional family to one child from two (or, in more early times, more than two children.)  [4]   Schmidt presented the results of a research project in which adolescents from a former communist society were compared with those from a Western capitalist democracy. Eight adolescents from each country were interviewed. The findings of this study showed that there were features which were typical to only some of the members of those interviewed and nott to others. For example, features in the Russian adolescents which were associated with growing up in a communist society were witnessed. These adolescents tended to put forward an unchallenging conformist identity which assured their safety within a totalitarian regime. Individual wishes, criticisms and disruptive feelings were denied or projected; the adolescents appeared somewhat frozen, unable to compare present, past and future, or to work through painful experiences. It was thought that the impersonal self which these individuals projected arose both as a direct effect of the totalitarian society upon individual development an d as an indirect effect, mediated by the effect of the society upon the family. It was thought that Western societies valued private life and the continuity of personal and family identity and that this was different to the values observed within other regimes. For example, in communist societies, the individual and the family were less privileged, and were subordinated to the needs of the state. Even if the childs earliest development took place within the individualizing setting of a nurturing family, the state quickly assumed responsibility for the child and placed a collective stamp upon his development. Furthermore, the literature presents the findings that in the totalitarian state this eroded the family structure, and in particular this damaged the paternal functioning.  [1]  It has been noted that the father receded into the background in most of the Russian adolescents. In such individuals, the boys tended to have a stronger personality and this has been thought to effect the way in which the individuals would act as part of the family and would alter the nature of the family in this setting. Thus, from an assessment of the literature, social structure, family structure and personality structure stand in a complex relation to one another. Adult development does not give women sufficient social changes that they encounter before they encounter the limits of their fertility and this has lead to a decrease in the number of members found within a typical family in contemporary society. Hence, factors such as social change, changing family structure and the fantasies and personality structures that are linked to them may all be responsible for the changing nature of the family which can be seen within todays society.

Wednesday, November 13, 2019

Starving Society :: essays research papers

Starving Society   Ã‚  Ã‚  Ã‚  Ã‚  It has been said that hunger is sharper than the sword. This saying becomes much clearer after reading the book The Siege, by Helen Dunmore. The book paints an overpowering picture of the suffering that accompanies starvation. I know I was much more thankful for the food I have after reading the book. The story takes place in 1941 in Leningrad. It is a time when the people of Leningrad are overwhelmed by the fear of Stalin’s secret police and also the rumors that the Germans are coming to take over the city. Eventually, the Germans surround the city cutting off the food supply and escape routes. Over six thousand people were killed in Leningrad that winter, mainly from starvation. The book depicts the day to day hardships that one family endures dealing with hunger and the harsh winter. The book explores how the war and lack of food affect both the human body as well as the effect on society as a whole. John of Salisbury’s â€Å"The Body Social† uses the body to explain different parts of society and how they need to all work harmoniously to be healthy. John of Salisbury’s â€Å"The Body Social† can be used a guide to illustrate the wasting away of the people of Leningrad and their society as a whole.   Ã‚  Ã‚  Ã‚  Ã‚  The common person and average worker of a society are important to the survival of the society because they are the farmers and factory workers that are responsible for producing all of the goods and services that are needed. John of Salisbury refers to these people as the feet of the body because they are the base that holds the society up. In The Siege most of the main characters are these common people. Characters like Anna who is a nursery assistant that is responsible for taking care of her family. Also Andrei, a doctor in training, who helps take care of the sick. They are the people who keep day to day life going. Once the Germans surrounded Leningrad they cut off the food supply and electricity. The Germans bombed warehouses full of food and â€Å"Thousands of tons of sugar, flour, fats and meat vanish overnight† (132). The food rations given to these people were as little as a couple of pieces of bread a day (191). The common people of Leningrad be gan to starve and freeze and most were no longer able to do their jobs.

Monday, November 11, 2019

Principles of Banking and Finance Essay

What does Sub-Prime Crisis means? Sub Prime lending which is also known as near-prime, non-prime and second chance lending, means lending to people who might have trouble repaying the loan due to income ability or credit ratings which previously would not have been available to them. Credit ratings that might be not favorable to them with the standards set up initially by Financial Institutions slowly dwindle to less strict under-writing of loans. which could also due to an influx of foreign capital making lending easier to these group of people, the investment banks that sold the repackage mortgages to the consumers which is one of the way to fund for capital, and the Housing Urban Development of America policy to ensure that its citizens has access to mortgage loans easily. The cheaper interest rate packaged by the Financial Institutions which seems more affordable for the consumer for the first 1 to 5 years and the thereafter interest rate would have jumped significantly. The loan s here generally referred to mortgage loans. The Crisis started or snowball into what it was in 2007 in my opinion was due to greed. Greed into thinking that the property boom would continue in perpetuity so that the borrowers could cash out more from their current property market valuation, with this cash out in terms of personal loan they could fund or finance their lifestyle be it buying a new property for investment purposes, to flip or for rental. For the luxury in life they choose to enjoy now, spending future money. As the economy slowed, jobs are being taken away from corporation in America to other countries which have a cheaper source of overhead expenses and manpower. People are being retrenched thus causing them to start defaulting on their loan repayments. A statistic done has shown that the American households do not have any savings but was laden with debt instead. The housing bubble burst, the market does not have that much capital as it used to have to continue to push property prices up anymore, thus causing the market to slow overall, foreclosures of their properties was happening. Consumers was also unable to obtain a refinancing which they had planned previously to lower their interest rate again when it went up, as financial institutions feel the pinched and controlled its lending. How did the Financial Institutions played a part in this? In the past banks have financed their mortgage lending activities through the deposits they receive from their customers. This has confined the amount of mortgage lending they could do. In recent years, banks have designed a new model where they repackage these mortgages to be sold to the bond markets. This has made it a lot easier to fund additional borrowing from the investors and interest rate was low. But it has also led to abuses as banks no longer have the incentive to check carefully the mortgages they issue to the lenders. The failure to check and curb lending in return for the possibility of profit was one of the causes. The first sign of the sub-prime crisis was as early as 2007 when HSBC Finance which is part of the banks north American subsidiary has to write off 880 million in sub-prime lending. The business has become unsustainable as borrowers started to default. The new model which we have come to know is known either as Mortgaged backed Assets or Collateral Debts Obl igations. The repackage mortgages are being sold to the bond markets, before they can be sold, credit rating agency will determine and give the model a rating. A credit rating for an issuer takes into consideration the issuer’s credit worthiness example its ability to pay back a loan, and affects the interest rate applied to the particular security being issued. These MBS or CDOs as it has come to know are usually marketed to countries which has a surplus in its balance sheet as it was generally known that Asians believe in savings rather than spending future money thus the products were usually marketed in Asia, It is allege that the rating agencies experienced from conflicts of interest, as they were paid by investment banks and other firms that organize and sell these structured securities to investors. If there are not to give favorable ratings to these products they risk the underwriter of these securities to another rating agency. It would be hard to sell these products if they are not being given a rating to begin with. Once they are sold the banks have in a way diverted part of the risk to the consumers. Investors should not rely too heavily on these ratings agencies opinions but instead carry out their own homework in the safeness of debt level as well as others related securities. Probably the opinions of the agencies enable them to get a conclusion, however based on past decade of event, it can only be consider as off base when it comes to the risk of credit event. Investors should try to put themselves in the shoes of the product pushers, asking themselves very important points like, why do you need to sell these products? Do you own any of these products yourself? If it is as good as you mention have the private investors bought and participated a substantial amount of their savings in it? Perhaps there need to be some form of intermediaries whereby no conflict of interest will affect their opinion and report of these products. A case study in Singapore itself which has made headlines during this crisis was the minibond saga which was being sold in Singapore by a couple of Financial Institutions. The originator of this series of structured products was the now defunct Lehman Brothers. The Minibond was being illustrated to the local consumer as a bond which is not the case it is actually a Collateral Debts Obligations. The relationship managers in banks are eager to sell the product because of the high commission and the consumer who are eager to buy because the returns are much higher than the fixed deposit being offered by the banks. An estimated of 500 million Singapore dollars was purchased for the Minibonds by consumers. It stirred a series of conflicts with the Financial Institutions that sold these products, the consumers cried fouled into being mis-sold of it, some of the consumers managed to get back part of their investment and vowed not to touch these structured products ever again. We can take a look back into the 1990s where one of the policy set up and enforce by the Housing and Urban Development of America, was one of the cause of the sub prime crisis. With the support of the government, HUD has less mortgage restriction requirements on its borrowers. The mandate was that Fannie Mae and Freddie Mac which was regulated by HUD, was to generate up to 8 million more homeowners in America. It was known as the â€Å"National Homeownership Strategy†. No down payment was required, 100% financing for the property was the norm. This was partly possible due to the influx of cheap money in the market, wit h this cheap money consumers speculated with the market, they kept buying new homes thus the good years of where the appreciation of the property keep going up. Financial Institutions dare to lend due to the market confidence that it can only keep going up, borrowers confidence that the market too can only keep going up. A check with HUD official website, apparently the US government is still supporting home ownership program without first addressing a stable income issue. Only with a stable income can a person make regular commitment to his or her housing loan commitment. Kudos to the Singapore government for taking appropriate actions during the last few years when their economy was recovering, the measures taken to prevent over speculation of the property market in Singapore. Homebuyers with the extra cash were snapping up properties, either for owner’s occupation or for investment purposes. The government either learned from the Sub-prime crisis or foreseen that if it continues the way it is going, a market crash might be imminent or the crash will be too fast and hard, no soft landing for the consumers. As they knew that property market have its up and down. Steps was taken, it used to be 90/10. Whereby the buyer have to come up with 10% cash and the remaining 90% can be financed through a financial institutions regardless of the number of property they currently owned. It was changed to 80/20 rule, 20% of which is the owner’s own cash an 80% through financing. Surprisingly it did not deter the consumers, the market still kept soaring. The next rule implemented was the 80/20 rule for first time buyers, meaning buyers without any current mortgage loan, for buyers with an existing mortgage which was not yet paid up; they are only eligible for 60/40. 60% financing for their new property and an increased in the stamp duty to be paid for to the government if it was their 3rd property for Singaporean. The hardest hit was the foreigners who are seeking to invest their money in Singapore properties as they have to pay additional 10% stamp duty which is likely to deter most of them. P rices still kept going up, the latest ruling was much more complex than the previous few. If one is looking at 80% financing one can only borrow up to the age of 65 years old and tenure of not more than 30 years. Which was not the case previously, in previous scenario it was dependent on different Banks guideline in Singapore, they could lend up to the age of 70, 75 or 80. They stepped in and put a cap at 65 as they believe that is the retirement age. If you want to extend your loan tenure your financing amount will drop to either 60% or 40%. I believe the government did this as they knew that the US is going ahead with Quantitative Easing 3, they want to prevent too much hot money from landing in Singapore shore. To sum up, we learned from our mistakes and grow not to make the same mistake twice. A healthy economy is based on real economic goods with value. Hopefully US can still continue to create innovative products like Apple and keep their manufacturing production in US soil, get employment rate up. The citizens have to maintain their expectations in terms of salary wise and spend within their means. Tighten up their way of lending and controlling Banks to a certain extent, a culture that is profit driven but with ethnics. Can heed the investment guru jim roger’s advice to focus on farming as there will be a food shortage in time to come. Induce good saving habits in everyone to save up for a rainy day. http://www.ethicalquote.com/docs/SubprimeMortgageCrisis.pdf http://news.bbc.co.uk/2/hi/business/7073131.stm http://en.wikipedia.org/wiki/Government_policies_and_the_subprime_mortgage_crisis http://www.washingtonpost.com/wp-dyn/content/article/2008/06/09/AR2008060902626.html http://www.thetruthaboutmortgage.com/mortgages-with-no-money-down/ http://www.telegraph.co.uk/finance/markets/2816291/HSBC-hit-by-sub-prime-crisis.html

Saturday, November 9, 2019

Performance And Specifications Of Power Pumps Engineering Essay

IntroductionBackground:The agencies of pumping is the most of import manner of fluid transportation for 1000s of old ages. Ancient Egyptians used water wheels with hoppers for the motion of vehicle marked with H2O for irrigation intent. In the 3rd century BC ; the Grecian scientist Stisebeos Alexandria invents the reciprocating pump to pump H2O. The about the same clip discovered the Grecian mathematician Archimedes the prison guard pump, called the composit of mandolins with a coiling traveling on inside the cylinder. Till that clip the there was no much development occurs until the late 17th century, where the Gallic adventurer Denis invent a pump with consecutive blades. Then the British adventurer John Oblad invents the centrifugal pump with curving blades in 1851. Thereafter, the first usage of compressors with axial-flow turbo jet engines where found in the mid-fortiess of the 20th century AD.Reciprocating PumpPositive supplanting pumps are that type of machines which is common for applications that require a really high Pressures and comparatively low flow. In this machine, the liquid flows into a contained infinite, such as a cylinder, speculator, or rotor. Then a traveling Piston forces the liquid out of the cylinder, increasing the force per unit area. The usage of positive supplanting pumps is common in applications that require high discharge force per unit area and comparatively low flow. The discharge force per unit area generated by a positive supplanting pump is – in theory – space. If the pump is dead headed, the force per unit area generated will increase until either a pump portion fails or the driver stalls from deficiency of power. The Reciprocating Pump – besides known as Power Pump- is one type from the Positive Displacement Pump. In his book, Pollak illustrates that the Reciprocating pump has a random-access memory, speculator, Piston or other cylindrical component working backwards and forwards within a cylinder or pump barrel ; this gesture is normally delivered from a grouch go arounding unvarying velocity, and linking rod. Automatic valve control the flow of liquid into the cylinder, and out once more. A Piston or a speculator moves back and Forth in an enclosed cylinder. A reciprocating pump besides has a power terminal and a liquid terminal. Most piston pumps are individual playing ; plunger pumps are dual moving. The diameter of the Piston, the length of the Piston shot and the speed of the Walter pistons determine the pump capacity. See figPower Pumps:As mentioned by Igor Karassik in his book that the power pump does non develop force per unit area ; it merely produces a flow of fluid. The downstream procedure or shrieking system produces a opposition to this flow, thereby bring forthing force per unit area in the piping system and dispatch part of the pump. The flow fluctuates at a rate proportional to the pump velocity and figure of cylinders. The amplitude of the fluctuations is a map of the figure of cylinders. Karassik added that greater the figure of cylinders, the lower the amplitude of the flow fluctuations at a specific revolutions per minute. It is ever possible for the power pump to bring forth different capacity as they are capable of operating over a broad scope of velocities. Each pump has maximum suction and discharge force per unit area limits that ; when combined with its maximal velocity, find the pump ‘s power evaluation. The pump can be applied to power conditions that are less than its maximal evaluation but at a little lessening in mechanical efficiencyOperating Principles:In his paper, Samuel explains the pump operation as follows ; the reciprocating pump uses a crankshaft-connecting rod mechanism. The crankshaft-connecting rod mechanism converts the rotary motion of the crankshaft to a reciprocating additive motion of Pistons. The Piston motion creates volume alterations. As a pit opens when a Piston retracts, the fluid is admitted through an recess cheque valve. When the Piston reverses, the recess look into valve stopping points, and the pit reduces when the Piston extends. The mercantile establishme nt look into valve clears and the fluid is forced out by the Piston. Despite that of the fluid being pumped, the discharge volume is fixed for each crankshaft revolution. Pressure is determined by the system flow opposition and pump building. The Speed decrease is so needed for diminishing high velocity from the driver to low pump shaft velocity.Applications for Power pumps are:†¢ Oil well clay pumps †¢ Reverse osmosis charge pumps †¢ Auxiliary boiler provender pumps †¢ Pipeline pumps †¢ Oil field H2O injection pumps †¢ Slurry pumps †¢ Process pumpsPerformance and specifications:In his paper, David Parker negotiations about the specification illustrating that the quality and measure of information on suction conditions will find the ultimate success or failure of any pump installing. The bulk of pump jobs, start at the suction. There must be a minimal sum of absolute force per unit area available to provide fluid to the pump suction. PD pumps by and large require less absolute force per unit area. Net Positive Inlet Pressure Required ( NPIPR ) , at the pump suction rim, is the evaluation of entire recess losingss within that pump at rated conditions. Unit of measurements are force per unit area footings ; PSI, Kg/cm2, Bar, KPa. These losingss include the unstable clash loss along the internal suction way, the alteration in lift from the suction rim to the enclosed volume, the unstable clash loss of come ining the enclosed volume, and the acceleration to the speed of the enclosed volume. For any given size, NPIPR will increase with increased viscousness or flow ( increased flow = increased velocity ) . Volumes of gas are normally specified comparative to standard temperature and force per unit area ( STP ) of 680F and atmospheric force per unit area ; 14.7 psia ; 200C, 1.034 Kg/cm2 absolute. By stipulating the standard volume of gas and stipulating the suction force per unit area and temperature, the volume of gas nowadays at the pump suction can be calculated. This capacity must be added to the liquid capacity in order to size the pump for the needed liquid flow rate. If suction force per unit area is below atmospheric force per unit area, even little sums of entrained gas will spread out in volume necessitating a larger pump. Capacity should be defined for the rated status. If there is an acceptable scope of capacities, the lower limit and maximal acceptable should be stated. This allows pump providers to offer standard merchandises without holding to modify for specific capacity dem ands.Efficiency:In the reciprocating pump, merely two efficiency losingss need to be considered ; volumetric and Mechanical. Volumetric efficiency loss is provoked by slippage through valves, ratio of liquid chamber volume at terminal of shot to plunger/piston supplanting volume, and liquid squeezability. Mechanical efficiency loss occurs while get the better ofing mechanical clash in bearing and velocity decrease. The overall efficiency of a reciprocating pump unit is by and large above 85 % throughout its full operating scope. However, in the reciprocating pump can run over 90 % because many pumps and decrease units operate at a mechanical efficiency of 98 per centum, and the volumetric efficiency can frequently be above 95 per centum.Viscosity:Viscosity of a fluid is the ratio of shear emphasis to the rate of shear strain. It is a step of its opposition to flux. High viscousness fluids, like gum elastic, adhesives, or molasses, are really immune to forces applied to travel them. Low viscousness fluids, like kerosine or H2O, have really small opposition to coerce. Viscosity is reduced as temperature is increased ; hot fluids flow more readily than cold fluids. Viscosity should ever be given at a specified temperature. Typical units for viscousness are centipoises, centistokes, and SSU. Positive Displacement pumps maintain high efficiencies throughout the viscousness scope. Entrained gasses ca n be handled in big measures by most Positive Displacement pump designs ; nevertheless care must be taken in stipulating measure of gas entrained and flow required. Positive Displacement pumps are used to keep the changeless flow rate as nozzle force per unit areas change due to choke offing and gnawing. Precise control of fuel add-on rates increases the operators control over burning conditions. This in bend leads to cut down air emanations, a really critical concern in a extremely regulated industry. The reciprocating pump provides a about changeless flow rate over a wider scope of force per unit area ; the centrifugal pump gives unvarying force per unit area over a scope of flow, so it drops dramatically as the flow rate additions. On a reciprocating pump, fluid viscousness has small consequence on the flow rate as the force per unit area increases. However, unstable viscousness has a large impact on the centrifugal pump ‘s force per unit area and flow rate. The efficiency besides drops well.Advantages:Efficiency is rather high even though there are alterations in the needed caput. It can be up to 85 % to 95 % or even more. Merely with high velocity it tends to diminish somewhat. Reciprocating pumps run at much lower operating velocities than centrifugal pumps and therefore is better suited for managing viscose fluid. For a given velocity the flow rate is changeless regardless of caput, the pump is limited merely by the power of the premier mover and the strength of the pump parts. The fluid flow from the reciprocating pump is well high. It is start automatically. No demand to make full the cylinders before get downing. Disadvantages: There are poorer in managing liquids incorporating solids that tend to eat valves and seats. Because of the pulsating flow and force per unit area bead throw the valves they require larger suction force per unit area at the subdivision rim to avoid cavitations. Due to mechanical quivers, the pulsating flow require a particular attending to subdivision and discharge piping design Hovering gesture of the nozzle creates perturbations that travel at velocity of sound from the pump cylinder shrieking system. These perturbations cause the force per unit area degree of the system to fluctuate with regard to clip. It is hard to pump syrupy liquid in the reciprocating pump The cost of bring forthing Piston pumps is high. This is due to the really accurate sizes of the cylinders and Pistons. Besides, the geartrain needed to change over the rotary motion of the thrust motor into a reciprocating action involves excess equipment and cost. Discharge flow problems: Care cost a batch considered with its handiness, because throbing flow and big figure of traveling parts, as the atoms can acquire into the little clearances and cause terrible wear. The Piston pump therefore, should non be used for slurries. The throbing features of the fluid fluxing into and out of power pumps are significantly affected by the figure of Pistons. Discharge flow pulsings are the most critical because of the high energy potency generated when the system opposition reacts with the flow to make force per unit area. Since the magnitude of the discharge pulsing is largely affected by the figure of cylinders, so we can get the better of the pulsing flow by increasing the figure of cylinders. Besides, we can cut down the discontinuity by utilizing an collector at the terminal of the nose which will provides a continues flow.

Wednesday, November 6, 2019

7 Movie-Title Mistakes

7 Movie-Title Mistakes 7 Movie-Title Mistakes 7 Movie-Title Mistakes By Mark Nichol One does not rely on the entertainment industry to model proper grammar and punctuation, but is it too much to expect that movie titles make grammatical sense? Evidently, it is; filmmakers and film studio marketing staff have more important things to do than ensure that titles correctly use hyphens and apostrophes, appropriately employ punctuation marks, and form verbs properly, as these movie posters demonstrate. An early poster for The 40-Year-Old Virgin omitted the first hyphen, resulting in a title that didn’t make sense. If it were plural, it could refer to twoscore twelve-month-old babies, but that’s rather complicated. Fortunately, later versions were corrected, and moviegoers were left with a comforting correlation between a photograph of Steve Carell’s dorky-looking title character and a that-figures movie title. The title of the horror-comedy Eight Legged Freaks appears to refer to an octet of people who may be otherwise abnormal but are equipped with legs. However, as an epithet for unusually large and aggressive spiders (apparently based on an ad lib from the star of the film, which originally bore the title Arac Attack), it should read Eight-Legged Freaks; the words eight and legged must outside of Hollywood, that is be hyphenated to signal that they combine as a single term modifying freaks. Shrink, shrank, shrunk. Shrink, shrank, shrunk. I always have to look that kind of stuff up a strategy the makers of this film could have easily employed to produce a grammatically correct title. Depending on where Rick Moranis’s character is in the child-miniaturizing process at the pertinent time, the title should be Honey, I Will Shrink the Kids, Honey, I Shrank the Kids, or Honey, I Have Shrunk the Kids. This man belongs to the ladies. He is in their possession. Ladies claim ownership of this man. He is a ladies’ man. Ladies, is this your man? A citizen who abides by the law is a law-abiding citizen; law and abiding are connected by a hyphen to show that together, they describe the particular type of citizen ostensibly featured in this film (in reality, the protagonist is a law-flouting citizen but that’s Hollywood for you). The lack of a hyphen is excusable in display type on a movie poster or in the film’s credits, but when it is omitted on promotional materials as well, the producers are not law-abiding filmmakers. When you plan to resign from a job, it’s customary to give notice two weeks in advance of your planned departure date. You give a notice of two weeks. The two weeks â€Å"belong† to the notice, so it’s â€Å"two weeks’ notice† (or â€Å"a two-week notice,† though the other form is much more common). This title is a question. The source material for the film is a novel titled Who Censored Roger Rabbit? So, why does the movie title not include a question mark? Some sources claim that filmmakers have a superstition that titles so adorned do poorly at the box office. Tell that to What’s Up, Doc?, Whatever Happened to Baby Jane?, Who’s Afraid of Virginia Woolf?, and, more recently, O Brother, Where Art Thou?, among others. This film did very well, but I think would have been just as successful with the perilous punctuation mark. Defenders will say the title is shorthand for â€Å"Find Out Who Framed Roger Rabbit,† but that requires logical contortions not even the rubber-limbed title character can manage. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Spelling category, check our popular posts, or choose a related post below:"Because Of" and "Due To" The Six Spellings of "Long E"List of Prefixes and Suffixes and their Meanings

Monday, November 4, 2019

Health Insurance Analysis Report Essay Example | Topics and Well Written Essays - 1500 words

Health Insurance Analysis Report - Essay Example Therefore, ACA ensures quality health service is affordable to people regardless of their social class. The Act requires more individuals to get a health insurance coverage that will enable them access health facilities anytime without finance problems. As the ACA health reform seeks to achieve all this it will inject many changes in the health sector. This paper, therefore, addresses the impacts ACA has brought to the Health Sector. Patient to Physician Ratio After launching the new health reform on January 1, 2014, the entire healthcare system will shake from the huge number of individuals who will insure. Congressional Budget Office estimated that 14 million uninsured young people would join the group on January 1, 2014. By the year 2021, 16 million more will enter the brackets. When the newly insured people join the health system, the doctor workload will hike as the number of doctor visits will go up. Limited funding restricts people from visiting hospitals (America’s Hea lth Insurance Plans, 2007). Besides, the health reforms anticipated will increase claim cost and cause delays in return to work. In simple language there will be issues related to scheduling of doctors’ appointments, ensuring quality healthcare, and availability of medical resources (Gruber, 2002). According to American Journal of Medical Quality published a report and projected a shortage of nurses across America between 2009 and 2030, the USA will be hit by a serious shortage of more than 90,000 physicians by 2020 and by 2025, the shortage it will upsurge to more than 130,000 (Gruber, 2002). Lastly, the health reform recommends implementation of other measures of appointments with nurses and physical assistants, which the worker’s compensation system does not recognize. Eventually, this will cause compensation issues and add client consent requirements (America’s Health Insurance Plans, 2007). Besides, ACA aims at reducing those physician`s shortages by provid ing loan-based refund programs to principal doctors and offer incentives to medical schools to increase the number of medical students (Gruber, 2002). However, the healthcare system may not see the light of the day soon until students will be under this program graduate and begin their careers. Effect on Tax-Exempt Hospitals ACA has a goal of increasing transparency concerning the payback that tax-exempt hospitals get. The act requires those hospitals to conduct a Community Health Needs Assessment (CHNA) every three years to portray how they are carrying out their duties to meet needs of their patients (Gruber, 2002). Secondly the tax-exempt hospitals will be required to come up with a written financial assistance policy which would include criteria for eligibility to financial assistance, basis for coming up with figures charged to patients, and measures to be undertaken in case of nonpayment (America’s Health Insurance Plans, 2007). The ACA will keep those tax-exempt hospit als on toes to increase transparency for quality of care to the patients. To crown it all, the health reform recommends penalizing the tax-exempt hospital that does not meet those rules up to $50,000. Health Care Funding Through Affordable Care Act, the Health Centre Program will award new funding which consist of the following. First, Health Center Base Adjustments where the Health Resources and

Saturday, November 2, 2019

Consumer and consumption Essay Example | Topics and Well Written Essays - 4500 words

Consumer and consumption - Essay Example This "Consumer and consumption" essay outlines the marketing strategies that Coca-Cola used to become the leader on the market. The globalized world has resulted to new borderless markets with numerous corporations crossing geographical and political boundaries to market and initiate operations and investments on a global scale. International marketing leads to a new problem where organizations have to utilize ingenuity, creativity, and huge budgets to attain a competitive edge in the market. This has resulted in international marketing concept; leading organizations to utilize different perspective in attracting customers on a global scale through perceptions and brand images. While a consumer product is made in the factory, consumers in most cases do not buy the product, but the brand, which is perceived to add value to it. This was a statement by Charles Revlon, the founder of Revlon, who noted that in the factory, he made cosmetics, but customers bought hope from the stores. This trend will be strategically portrayed in Coca-Cola Company in manufacturing, marketing, and production of the coca cola beverage that has become one of the leading global brand names in refreshments. The Coca Cola company history began in 1886, when the curiosity of one Atlanta pharmacist Dr. Pemeberton resulted to the creation of a tasty distinctive soft drink, which could be sold in many soda fountains. The strategy was creating flavored syrup, mixing with carbonated water, and giving to neighbors around his pharmacy. Those who tasted the drink exclaimed that it was excellent (Coca Cola, 2011). During the first year, the Coca Cola servings were at 5cents per glass, with the sales being an average of nine servings daily in Atlanta; compare this with the current estimated coca cola servings of about 1.6 billion daily current (Coca cola, 2011). The history that marked the current Coca Cola Company as it is known today dates back to 1894, after the death of the founder; when Biedenham installed the first bottling machinery at the Mississippi soda fountain, which was the first attempt to sell Coca Cola drink in bottles (Coca Cola, 2011). Joseph Whitehead and Lupton developed what i s known as the Coca Cola worldwide bottling system, as it is known to